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Drivers still risking it without insurance

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As many as one in six British drivers have broken the law by operating a vehicle without insurance.

Eight per cent of those polled by said they had got behind the wheel of their own car without an insurance policy to cover it.

A further six per cent told the price comparison website that they had used a friend's car knowing that they were not covered by an insurance policy to do so.

Of those who said they had driven without insurance, 18 per cent said that at the time they were not aware they needed insurance, while 38 per cent blamed being between insurance policies.

Seven per cent told the site they didn't believe they would have a crash so there is "no point" having insurance.

Peter Harrison, car insurance expert at MoneySupermarket, said: "Year-on-year we are still seeing a worrying number of drivers prepared to hit the road without insurance ... Uninsured drivers cost the insurance industry £500 million each year, which as a result adds an average of £30 to every motorist's premium."ADNFCR-2576-ID-801316902-ADNFCR

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